Loan Information

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FHA Government Loan

An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD).
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The VA Government Loan

VA guaranteed loans are made by Mortgage One, a VA Automatic Lender, & guaranteed by the U.S. Department of Veteran Affairs to eligible veterans for the purchase of a home.

The Streamlined 203(k) Program

FHA's Streamlined 203(k) program permits homebuyers to finance up to an additional $35,000 into their mortgage to improve or upgrade their home before move-in.

Advantages of Conventional Financing

 While all the other programs may get more press, the more strict requirements for conventional loans can give the conventional buyers …

What are the Interest Rates NOW?

What are interest rates right now? It has more to do with the borrower than the lender. 5 Ways Borrowers Impact Their Interest Rates.

 

When is a Jumbo Loan Required?

Reverse mortgages (also called home equity conversion loans) enable elderly homeowners to tap into their equity without selling their home.

Charles Silver   NMLS: 140236   |  15501 Metro Pkwy # 104, Charter Twp of Clinton, MI 48036
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